Joseph Rugger, CPA, CFP® is the Lead Advisor at Tooth & Coin Wealth and specializes in retirement plans, financial planning, and wealth management for dentists. He is a Certified Public Accountant (CPA) licensed in Texas and Arkansas and Certified Financial Planner (CFP®). Before Joseph started Tooth and Coin Wealth he served as the Accounting Director for Tooth & Coin CPAs for 6 years.
Prior to his time working with Dentists at Tooth & Coin, Joseph was the CFO for a Prosthetic & Orthotic Practice in Northeast Arkansas for 12 years. He oversaw company growth that started with 2 locations and 35 employees and grew to 8 locations across two states with 85 employees tripling revenue along the way.
Joseph is passionate about educating individuals and families about their finances and always goes the extra mile to find solutions so that others can 'win' with money.
Professional awards and accomplishments include being named the 2011 Outstanding Emerging CPA by the Arkansas Society of CPAs, the 2013 Lyon College Patterson Decade Award Winner, and the recipient of the American Institute of CPAs (AICPA)'s Outstanding Young CPA Award in 2020.
Joseph has served as a discussion leader in the CPA Profession and has spoken at numerous organizations. Over the years, he has served many groups in a volunteer capacity, including the Board of Directors for the Arkansas Society of CPAs, Emerging CPAs Committee for the State of Arkansas, AICPA’s Young Members Leadership Committee, and the Lyon College Board of Trustees. He also hosted a weekly radio show for 2 years in Little Rock on KABF 88.3 FM called “Get in the Financial Know with Joe.”
He attended Lyon College in Batesville, Arkansas where he earned undergraduate degrees in Accounting, Economics and Finance. He went on to complete a master’s degree in Professional Accountancy at Indiana University’s Kelley School of Business in Indianapolis. While at Lyon, Joseph played baseball as a 4-year letterman and was named a Tran-South Conference Scholar Athlete.
Joseph is an avid traveler. So far he has visited 27 countries and all 50 states. While travelling, he enjoys visiting national parks (50 visited), Major League Baseball stadiums (23 visited), and Presidential libraries (9 visited) and counting. He and his wife Brittany currently reside just outside of Denton, Texas.
